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Caisse Populaire Welland
You're an owner
Are you a caisse member? If so, you are also a co-owner of your caisse. Each Desjardins caisse if a financial services cooperative that belongs to its members. Each member has a say in how the caisse is run and how it contributes to the community.
One member, one vote
All caisses hold their Annual General Meetings in the spring and invite their members to participate. As of the age of 18, members can attend their caisse's Annual General Meeting and voice their opinion by exercising their right to vote.
Take this opportunity to give your opinion on how your caisse will spend the budgetary surplus. Your vote could have a direct impact on the youth oriented projects sponsored by your caisse in your community. To find out when your caisse will be holding its next Annual General Meeting, click Where to find us to visit its website.
You may, under certain conditions, receive member dividends
A financial services cooperative does not make huge profits like traditional financial institutions do because it may decide to return a portion of their surplus earnings to its members. During the Annual General Meeting, the members decide how the surplus earnings will be distributed. For example:
- into the member accounts, which is known as member dividends
- into the community to sponsor collective projects, for instance, employment-generating projects, young business start-ups, among others